Home About Us Branch & ATM Location Current Rates Calculators
Personal Accounts
Business Accounts
Lending Services
Online Banking
Telephone Banking
Contact Us
Privacy Policy
Untitled Document
Lending Services

With the wide variety of products available at the Louisa Community Bank, one might ask why anyone would want to go anywhere else. We’re building trust throughout the community one family at a time. No matter what you’re in the market for, you can be rest assured that Louisa Community Bank has a product made to suit you. Just take a look at some of the consumer and business loans now available:


Looking for a new or used auto, motorcycle, boat, ATV, or camper? How about some extra cash for vacation? Perhaps you need money for an unexpected emergency. We want you to think Louisa Community Bank first. With on-site loan officers, you won’t have to wait days for an answer. Give us the opportunity to earn your business. Use the money for any need including:

  • Auto
  • Motorcycle
  • Boat
  • ATV/Camper
  • Education
  • Debt consolidation
  • Vacations
  • Unsecured


Allow Louisa Community Bank (LCB) to help you in the purchase of your new home. We offer both fixed and adjustable mortgages to suit each individuals needs. If you’re a first time home buyer or just a growing family that needs to expand, LCB has a product tailored to fit you.

  • Terms up to 30 years
  • Competitive closing costs
  • As little as 5% down
  • Local decision making
  • Quick turn around


Give us the opportunity to open your doors. We want your business. Whether you’re in need of equipment to expand or wanting to start something brand new LCB is here to assist in all your business needs. We offer a large variety of products competitively priced in both variable and fixed rates, a few of which are listed below:

  • Working Capital
  • Lines of Credit
  • Inventory Loans
  • Equipment Financing
  • Real Estate
  • Letters of Credit
  • Accounts Receivable Financing
  • Small Business Administration Loans (SBA)


Come in and see us to pick up an Advantage Credit Card Application or give us a call we will be glad to mail one out to you for your convenience.

Prime Advantage:

  • Visa and Mastercard
  • No Annual Fee
  • Low Variable Annual Percentage Rate
  • 25 Day Grace Period (Purchases)
  • Free Balance Transfer Option
  • Automatic Payment/WebPay Options
  • Auto Rental Insurance (Availability)
  • Fraud Protection - Zero Liability
  • $200,000 Common Carrier Insurance
  • Convenience Checks

Platinum Advantage: Featuring DreamMiles Rewards

What makes Platinum Shine?

  • DreamMiles Rewards Option
  • Free Airline Tickets & Discounts
  • Quality Merchandise
  • Free Cruises
  • Hotel & Resort Discounts
  • Shopping Awards
  • Dining & Entertainment Awards
  • No Annual Fee Option
  • Free Balance Transfer Option
  • Automatic Payment/WebPay Options
  • Auto Rental Insurance
  • Fraud Protection - Zero Liability
  • $500,000 Common Carrier Insurance

Business Advantage:

  • Visa and Mastercard
  • Revolving Balance Option
  • Low Variable Annual Percentage Rate
  • Automatic Payment/WebPay Options
  • Visa Business Card
  • Earn Visa Extras reward
  • MasterCard Business Card
  • Interest-Free Grace Period
  • Minimal Annual Fees
  • Payment Options (Consolidated/Individual Pay)
  • Individual Cards and Spending Limits
  • Auto Rental Insurance